Interesting discussion and thoughts - And I am happy to see you are using my friends work - but I have to side with the administration on the proof that they are covered.
As probably the only rigger weighing in on this discussion I can tell you way too many horror stories about "casual approaches" to flying. The reason the insurance is being a pain is because in the last 20+ years most of the fatalities and serious inures in the performing arts have had to do with flying - many of the high profile cases involved performers varying SOP with FX engineered proven systems (see http://www.cnn.com/2013/10/30/us/nevada-cirque-death-investigation/) - so insurance companies are really leery of "armatures" becoming involved with systems that can kill even professionals. They want proof they are covered for that "1 in 10,000,000 chance" that something can go wrong.
While I agree that the FX companies are extremely conscientious and engineer safety into their products and processes I can tell you I now refuse to engineer or even be on a show with "live fly" systems, unless the system is a complete engineered system from one of the FX companies complete with training. This is a choice driven by the fact that as a rigger cannot afford to maintain the liability insurance which "live fly" adds!
Call the company you are dealing with and find out their SOP for reporting process and safety info for insurance companies. Even though they may not cover you - you they can usually give you insurance companies they report to and work with if extra liability is needed.
Hope this helps
Rob Holter Helena Montana
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Robert Holter
Helena MT
Original Message:
Sent: 10-21-2015 08:04
From: Tammy Smith
Subject: Flying Effects - Insurance
I am working with ZFX for flying effects for my spring musical. One of the big concerns in my school district is liability. They have extra insurance for sports and I have a meeting with our risk management next week. I am looking for information on liability insurance that I might (or have the parents) purchase to cover the actual flying - not just the equipment.
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Tammy Smith
Virginia Beach VA
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